Joint intent is often something that lenders assume or take for granted. However, in the case of joint intent, even seemingly innocent assumptions can get your ﬁnancial institution into a lot of hot water. Joint intent falls under the Equal Credit Opportunity Act (Regulation B) and can carry with it violations of the illegal discrimination and the fair lending variety.
Fair Lending is one of the "hottest" topics with regulators at this time. Requiring spouses (or anyone) to sign a loan or the appearance your loan ofﬁcers are doing so is a signiﬁcant fair lending issue.
What You Will Learn:
Learn the who, what, when, where and how’s of documenting an applicant’s intent to be a joint applicant.
Who Should Attend?
Loan ofﬁcers, loan processors, compliance, audit and other loan operations personnel.
Note: For this webinar, all questions submitted before or during the webinar will be answered during the live webinar, even if the time required exceeds two hours. If you register for any of our options (Live, OnDemand, CD) and would like to pre-submit questions before the live webinar date, please email those to email@example.com. When planning for the webinar, please allow extra time at the end if you wish to hear the Q&A. We regret that questions cannot be answered after the live webinar.
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