The Directors Education Series: Community Reinvestment Act: Achieving a Solid Rating

The Community Reinvestment Act (CRA) is an important statute and regulation, but it is also unusual in the fact that banks don't "violate" the CRA per se, but rather they are evaluated on their performance in lending to, investing in, and serving the communities in which they do business. This involves demonstrating, through required loan data and other, more subjective information, that your bank is meeting its obligations. This session provides a brief description of the CRA and those activities, and describes how different types of banks are examined under the CRA, and what types of information the regulators are looking for.

Topics Include:
  • Purpose and Coverage
  • Tests
  • Assessment Area
  • CRA Loan Data Reported
  • Public Files
  • Performance Contexts
  • Strategic Plan
  • Ratings
  • Community Development

Subscribe to The Directors Education Series and provide your leaders with the guidance and tools needed to navigate the complexities of today's banking environment.

training features:

  • Includes Audio, Video and Powerpoint.
  • PDF Handouts
  • Discussion Questions
  • 20-25 minutes in length (Perfect to show at your monthly board meeting!)
This program is a breakout session from the Directors Education Series, which is a subscription based Library containing over 50 trainings specifically for your Board of Directors. For more information on the Directors Education Series click on or go to You can email questions to or talk with a representative by calling 1-800-831-0678.

Who Should Attend?

This program is recommended for your Executive staff including every member on your Board of Directors.

We are loving the program for our Directors. Training has now become a more regular event and the format and timing of the training is just right for the BOD. They have found the information very helpful in understanding their roles as directors.” — Maureen Daehn, CFO, Maple Bank

After 42 years in Banking and now a Director, the series enables me to continue my knowledge in this ever changing industry! You're never too old to learn, and being a Director it's our responsibility to continue to learn for the good of our organizations.” — Gerald Schmidt, Board Member, Stephenson National Bank and Trust